@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/inter-latin-400-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/inter-latin-ext-400-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/inter-latin-600-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/inter-latin-ext-600-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Fraunces;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fraunces-latin-600-normal.woff2) format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Fraunces;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fraunces-latin-ext-600-normal.woff2) format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
:root{--ink:#1c2740;--ink-soft:#4a5570;--paper:#f7f4ee;--card:#fff;--line:#e3ddd1;--accent:#ad4a2a;--accent-dark:#8f3c21;--ok:#2f7a4f;--r:14px;--max:1120px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;font-size:16px}
a{color:inherit}
img{max-width:100%;height:auto}
.wrap{max-width:var(--max);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left));padding-right:max(20px,env(safe-area-inset-right))}
.hero-grid>*,.split>*,.grid2>*,.grid3>*,.grid4>*,.fgrid>*,.steps>*{min-width:0}
h1,h2,h3,p,a,b,dd,li{overflow-wrap:break-word}
body{overflow-x:hidden}
h1,h2,h3{font-family:Fraunces,Georgia,serif;font-weight:600;line-height:1.15}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:8px 14px;border-radius:8px;z-index:20}
.skip:focus{left:8px}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
header{position:sticky;top:0;z-index:10;background:rgba(247,244,238,.96);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;height:76px}
.logo{display:block;flex-shrink:0}
.logo img{height:50px;width:auto;display:block}
nav ul{display:flex;gap:24px;list-style:none}
nav a{text-decoration:none;font-size:15px;color:var(--ink-soft);padding:6px 0;border-bottom:2px solid transparent}
nav a:hover{color:var(--accent)}
nav a[aria-current=page]{color:var(--ink);font-weight:600;border-bottom-color:var(--accent)}
.right{display:flex;align-items:center;gap:12px}
.langs{display:flex;border:1px solid var(--line);border-radius:999px;overflow:hidden;background:var(--card)}
.langs a{padding:7px 11px;font-size:13px;font-weight:600;color:var(--ink-soft);text-decoration:none}
.langs a[aria-current=true]{background:var(--ink);color:#fff}
.menu-btn{display:none;border:1px solid var(--line);background:var(--card);border-radius:10px;width:44px;height:44px;font-size:20px;cursor:pointer;color:var(--ink)}
.eyebrow{display:inline-block;font-size:13px;font-weight:600;letter-spacing:1.5px;text-transform:uppercase;color:var(--accent);margin-bottom:14px}
.hero{padding-top:56px;padding-bottom:64px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:start}
.hero h1{font-size:clamp(34px,4.8vw,56px);margin-bottom:20px}
.lead{font-size:18px;color:var(--ink-soft);max-width:600px;margin-bottom:26px}
.facts{list-style:none;margin:0 0 30px;display:grid;gap:10px}
.facts li{display:flex;gap:10px;align-items:center;font-weight:600}
.facts li::before{content:"✓";flex:0 0 26px;height:26px;border-radius:50%;background:#e4f1e9;color:var(--ok);display:grid;place-items:center;font-size:13px}
.btn{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;font-weight:600;padding:14px 24px;border-radius:10px;border:0;cursor:pointer;font-size:16px;font-family:inherit;text-align:center}
.btn:hover{background:var(--accent-dark)}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--ink);margin-left:10px}
.btn.ghost:hover{background:var(--ink);color:#fff}
.pair{display:flex;align-items:center;gap:14px;margin-top:36px;font-family:Fraunces,Georgia,serif;font-size:20px}
.pair .arrow{color:var(--accent);font-size:24px}
.quote{background:var(--ink);color:#fff;border-radius:var(--r);padding:28px;box-shadow:0 20px 50px -20px rgba(28,39,64,.5);scroll-margin-top:96px}
.quote h2{font-size:24px;margin-bottom:18px}
.field{margin-bottom:14px}
.field label,.lbl-t{display:block;font-size:13px;font-weight:600;margin-bottom:6px;color:#e3e7f1}
.quote input[type=text],.quote input[type=email],.quote input[type=tel],.quote select,.quote textarea{width:100%;border:1px solid #4a5878;background:#26324f;color:#fff;border-radius:8px;padding:11px 12px;font:16px Inter,system-ui,sans-serif}
.quote textarea{resize:vertical;min-height:90px}
.quote ::placeholder{color:#a9b2c8}
.quote input:focus,.quote select:focus,.quote textarea:focus{outline:2px solid #f2b49f;border-color:transparent}
.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.lbl{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-bottom:6px}
.lbl label,.lbl .lbl-t{margin:0}
.help{position:relative;flex:0 0 24px;width:24px;height:24px;border-radius:50%;border:0;background:#fff;color:var(--ink);font:600 13px Inter,sans-serif;cursor:help}
.help .tip{display:none;position:absolute;right:0;bottom:32px;width:240px;width:max-content;max-width:240px;background:#fff;color:var(--ink);font:400 13px/1.4 Inter,sans-serif;text-align:left;padding:8px 11px;border-radius:8px;box-shadow:0 8px 24px rgba(0,0,0,.3);z-index:5}
.help:hover .tip,.help:focus .tip{display:block}
.radios{display:flex;gap:18px;flex-wrap:wrap;font-size:14px}
.radios label{display:flex;align-items:center;gap:7px;color:#fff;margin:0;cursor:pointer;font-weight:400}
.quote input[type=file]{width:100%;border:1px dashed #6a7899;background:#26324f;color:#e3e7f1;border-radius:8px;padding:10px;font:14px Inter,system-ui,sans-serif;cursor:pointer}
.quote input[type=file]::file-selector-button{background:#f2b49f;color:var(--ink);border:0;border-radius:6px;padding:8px 14px;margin-right:12px;font:600 14px Inter,system-ui,sans-serif;cursor:pointer}
.hint{font-size:12px;color:#b9c2d8;margin-top:6px}
.fmsg-l{color:#8f3c21;font-weight:600}
.fmsg{background:#5a2414;color:#fff;border-radius:8px;padding:10px 12px;font-size:14px;margin-bottom:12px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.quote{position:relative}
.btn[disabled]{opacity:.7;cursor:wait}
[hidden]{display:none!important}
.cm summary{cursor:pointer;color:#f2b49f;font-size:14px;font-weight:600;list-style:none;display:inline-flex;align-items:center;gap:8px;padding:4px 0}
.cm summary::-webkit-details-marker{display:none}
.cm summary::before{content:"+";display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;border:1px solid #f2b49f;font-size:14px;line-height:1}
.cm[open] summary::before{content:"–"}
.cm[open] summary{margin-bottom:8px}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:#e3e7f1;margin:4px 0 16px}
.consent input{margin-top:4px;width:16px;height:16px;flex-shrink:0}
.consent a{color:#f2b49f;text-decoration:underline}
.quote .btn{width:100%}
.note{font-size:13px;color:#b9c2d8;margin-top:12px}
section{padding:72px 0}
.page-head{padding-top:56px;padding-bottom:28px}
.page-head h1{font-size:clamp(32px,4.4vw,50px);margin-bottom:14px;max-width:820px}
.sec-head{max-width:660px;margin-bottom:34px}
.sec-head h2{font-size:clamp(28px,3.6vw,40px);margin-bottom:10px}
.sec-head p{color:var(--ink-soft);font-size:17px}
.alt{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:26px}
.on-paper .card{background:var(--card)}
.card h2,.card h3{font-size:21px;margin-bottom:8px}
.card p{color:var(--ink-soft);font-size:15px}
.num{font-family:Fraunces,Georgia,serif;font-size:15px;color:var(--accent);font-weight:600;margin-bottom:12px;display:block}
.check{width:38px;height:38px;border-radius:50%;background:#e4f1e9;color:var(--ok);display:grid;place-items:center;font-weight:600;margin-bottom:14px}
.split{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:start}
.prose p{font-size:17px;color:var(--ink-soft);margin-bottom:18px;max-width:660px}
.prose h2{font-size:24px;margin:30px 0 8px}
.illus{color:var(--ink);max-width:320px;width:100%;justify-self:center}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;list-style:none}
.steps li{border-top:2px solid var(--ink);padding-top:14px;color:var(--ink-soft);font-size:15px}
.steps b{font-family:Fraunces,Georgia,serif;font-size:28px;color:var(--accent);display:block;margin-bottom:4px}
.facts-box{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px}
.facts-box h2{font-size:22px;margin-bottom:12px}
.facts-box dl{display:grid;gap:12px}
.facts-box dt{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--ink-soft);font-weight:600}
.facts-box dd{font-weight:600}
.faq{max-width:800px}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:12px}
.faq summary{list-style:none;cursor:pointer;padding:20px 54px 20px 22px;position:relative}
.faq summary h2{font-size:19px;display:inline}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:22px;top:50%;transform:translateY(-50%);font-size:26px;color:var(--accent)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 22px 20px;color:var(--ink-soft)}
.band{background:var(--accent);color:#fff;border-radius:var(--r);padding:34px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.band h2{font-size:28px;margin-bottom:4px}
.band p{color:#fbe6de}
.band .btn{background:#fff;color:var(--accent)}
.band .btn:hover{background:var(--paper)}
.ccard{display:block;text-decoration:none}
a.ccard:hover{border-color:var(--accent)}
.ccard small{display:block;font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--ink-soft);font-weight:600;margin:12px 0 2px}
.ccard b{font-size:19px;word-break:break-word}
.cic{width:44px;height:44px;border-radius:12px;background:var(--ink);color:#fff;display:grid;place-items:center;font-weight:600}
footer{background:var(--ink);color:#c9d0e1;padding:52px 0 26px;font-size:15px}
.fgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:32px;margin-bottom:34px}
footer h2{color:#fff;font-size:18px;margin-bottom:12px}
footer ul{list-style:none;display:grid;gap:6px}
footer a{color:#fff;text-decoration:underline;text-underline-offset:3px;text-decoration-color:#6f7b98}
.flogo{text-decoration:none}
footer a:hover{color:#f2b49f}
.foot{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;border-top:1px solid #33405f;padding-top:20px;font-size:14px}
.flogo img{height:40px;width:auto;margin-bottom:12px}
.b0{border:0}.t21{font-size:21px;margin-bottom:8px}.t26{font-size:26px;margin-bottom:6px}.addr{font-style:normal;align-content:start}.mb10{margin-bottom:10px}.mb28{margin-bottom:28px}.mb30{margin-bottom:30px}.mt20{margin-top:20px}.quote textarea.mh70{min-height:70px}.pb56{padding-bottom:56px}.pb64{padding-bottom:64px}.pb72{padding-bottom:72px}.aic{align-items:center}section.pt0{padding-top:0}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
@media print{header,.menu-btn,.langs,.quote,.band,footer .fgrid>div:last-child{display:none!important}body{background:#fff}footer{background:#fff;color:#000}footer a,footer h2{color:#000}}
@media (min-width:1600px){:root{--max:1240px}body{font-size:17px}}
@media (max-width:980px){
  nav{display:none;position:absolute;top:76px;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:16px 20px}
  nav.open{display:block}
  nav ul{flex-direction:column;gap:6px}
  nav a{display:block;padding:8px 0}
  .menu-btn{display:block}
}
@media (max-width:900px){
  .hero-grid,.split{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .grid3{grid-template-columns:1fr}
  .grid4,.steps{grid-template-columns:1fr 1fr}
  .hero,.page-head{padding-top:36px;padding-bottom:24px}
  section{padding:56px 0}
  .illus{max-width:220px}
}
@media (max-width:520px){
  .grid2,.grid4,.row,.steps,.fgrid{grid-template-columns:1fr}
  .logo img{height:34px}
  .langs a{padding:7px 9px}
  .btn.ghost{margin:10px 0 0 6px}
  .band{padding:26px}
}
@media (max-width:360px){.langs a{padding:6px 7px;font-size:12px}.logo img{height:28px}.quote{padding:20px}.band{padding:22px}}